Thursday, May 26, 2011

Pain and Understanding - Thanks Morgan for 16.5 great years!

Playing God...

For years now, we have joked and talked about my old dog Morgan. The energizer bunny of the canine world; this shaggy black Shepard/Collie mix has been through it all. In her 16.5 years she's had both front legs broken, fought in tons of scraps and battles, then even got run over by me in my own driveway a year and a half ago.

She refused to give up.

She kept on going and going and going. In the last year or so, even with one eye blind and a busted up partially working body, she kept going...

Until today.

Today was just like any other day for Morgan - she was in her favorite cool spot on the garage floor, she stumbled to get a drink, stumbled back and pretty much was just chillin.

Little did she know that I had already planned for "her time" to come before Memorial Day Weekend. Sure the past week had it's extra struggles for her, but not much more than any other... so how did I know it was time?

I had prepared myself and I had prayed and today around noon, I felt at peace enough to load her up one last time and take her to town....

I was choking myself up in the hour or so before I left. I felt like it was somehow unfair for me to decide the moment that was right... I was hoping it would happen naturally before now, so I could avoid the responsibility of it... I knew that her fate was up to me and I was just praying that I was making the right choice for her.

Then one of those "God Thoughts" popped into my head while I was contemplating things out in the back yard...

Morgan is old. Really old for her breed. She's in terrible health. She is in obvious daily pain. This choice for me to let her go is actually easy when you look at it like that... It's the right thing to do.

What about God's choice to let people go?

This week started out with a vicious tornado ripping through Joplin, Missouri. It took the lives of at least 122 people. Sure the houses and things are gone. The replaceable things. But the people and families that will never see each other... well, that is pain that stays with us forever.

I think of other times that God has taken people out of this physical world. Like my Dad drowning when I was four years old. Or my cousin Megan, who left my heart shattered... Or my good buddy Derrick, such a young and vibrant newlywed dynamite blast of a guy to be around... These are just a few of the spectacular people I am privileged to have known, loved and lost over the years...

How hard do you think it hurts God to know that somehow, someway, in terms that are Impossible for us to understand, he's done the right thing?

He loves us. He's taken us on as his responsibility. He's created us and this world. But, his ways of thinking are not like ours...


Isaiah 55:8 (New International Version)


 8 “For my thoughts are not your thoughts,
   neither are your ways my ways,”
            declares the LORD.


So just like me today, when I was holding Morgan's head and petting her coarse black fur for the last time, I do think that God knows the right thing to do.

I have not always thought that. Plenty of people I know have experienced my sadness, rage and terror in these tragic moments. I may not always be able to understand from now forward either... But, in this moment, when I had my tiny version of playing God, I did.

I do know that if we let him, he'll lovingly hold us and care for us in these painful times of loss and transition.

I feel that God's Grace and presence has been shown this week with the absolute outpouring of support, love, donations and assistance to the Joplin area. If you have loved ones down there, then prayers are continuing for you and your family. This human loving connection is now showing it's amazing abilities, and awesome it is.

I hope this meandering off of the financial topics for this week is okay with you. I thank every reader of this blog that I have a place to share my "God Thoughts" and all my other crazy ones too. Please share yours with me. I would love to hear them :)

Sincerely,








Aaron Nichols
True North Financial Fitness Coaching
785-218-6134

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you're sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!

Thursday, May 19, 2011

Old TV & Old Financial Advice = Which one has Snazzier Pants?








"Come and knock on our door... We'll be waiting for you... sumpthin'  sumpthin'... Three's Company Too!"

Jack Tripper taught me a valuable financial lesson this week!

My TV watching here in Princeton, Kansas is limited to what comes in for free on my antenna. Usually I get to choose from the main networks, a couple local re-run channels and of course my favorite PBS!!

Anyway, just this week I noticed that Antenna TV is now showing up on 4-2 and it has old TV shows from my youth, Yahtzee!!

I think it was Tuesday when I got sucked into a classic episode of Three's Company. The gimmick for this show's hijinks and shenanigans was a brand new to 1981(ish) term called "Computer Dating".

Jack heard about "Computer Dating" from a couple who'd met each other through "Computer Dating". Then of course, after some wise cracks, he was set up with his own blind "Computer Date". He used a fake name and personal info, only to find that his roommate Janet was his "Computer Match". They had a laugh and in the end all was back to wacky-normal in the Three's Company Apartment :)

Anyway, the point here is that watching this show now, and hearing them discuss "Computer Dating" and showing a manilla-colored card that must've been some kind of printout, was awkward and funny.

Times have changed and we now know that they were on to something that did eventually take-off... BUT...

Technology, pop-culture and our current version "new and hip" certainly cycles and changes and sometimes seems ridiculous in retrospect... just like the "Computer Date" that Jack and Janet ended up on :)

There are some things in our world that don't cycle and change and seem ridiculous in retrospect.

The solid financial principal of "The borrower is slave to the lender" (Proverbs 22:7) is ancient, biblical and pretty much agreed upon by the majority of the world's great thinkers...

hmm... so if they've been saying the same thing for a couple thousand years and it still rings true today? Well then, I'll take that as proof of true wisdom!

I can tell you from the perspective of someone who has come out of the land of debt and now live free of it, I couldn't agree more about this concept.

When we owe, Off to work we must go. Without debt in our lives, we open up a world of options to ourselves. 

Start your journey out of slavery and into freedom today. It is worth every step you will take. I promise!

You're chances of looking foolish (like Jack Tripper) on this journey are high. Most of our society is still listening to the marketing and recommendations of lenders and people that want to sell you "the good life" for 90 days same as cash, or 0% interest or a store credit card with lots of discounts and "incentives" attached.

I'll take the Real Good Life, and continue to be debt-free, thanks anyways. If you want to shut down the TV, pick up a book and get some old-school wisdom, let me know. I'll be glad to point you in the right direction!

Sincerely,








Aaron Nichols
True North Financial Fitness Coaching
785-218-6134

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you're sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!

Friday, May 13, 2011

Burn Books! Get Wealthy!




Book It! I really wish I would get a personal pan pizza for every book I read this summer… You think the Pizza Hut crew will notice that I’m over the age of 6?

Back in December I wrote about reading. Since then; reading I’ve been. Burning (through) books is an awesome way to change your future for the better!

Here is an update/quick review of the titles I’ve enjoyed over the last 5 months – I would love to loan you a copy if you are interested. Otherwise, get online and buy you some books!

            Seth gets it, then gives to you straight. He is THE marketing authority. Tribes are it. I wouldn’t trade my True North Blog Readers Tribe, Camp CarpCo or RumRunners tribe for anything! Proves his point that we are built to connect with others and move toward a common goal. I love that.

            What an awesome job Brian has done in creating an optimal life for himself and others. Reading this book is fun, easy and dynamite powerful. The best of the great philosophers, served up as inspirational appetizers. Bravo Brian!

            Big ‘Ol Book that’s great to have around. I dropped 20 lbs in 4 weeks and have a new way to look at my eating habits. Made great sense to me… Eat Plants and Animals, Lose Fat and Feel Good J

            I remember ideas poppin’ late into the night after reading Purple Cow. Absolutely the truth about what inspires us and gets our attention in this distraction-zone called life. Be unique or be overlooked. Emphasize your differences, and wave your “You” flag proudly!

            I sat in a my toasty garage, by the fire, mid-week during a February blizzard and read this book about living an alternatative lifestyle. The monkeys and firehose example hit very close to home for me. Needless to say, it was a fitting and fun read, that did more to validate than instruct my own journey of Non-Conformity J

            Like a thirsty man needs a cold pitcher of ice water, I needed this book. Explaining that we all deserve Grace and it’s ours if we ask for it, I was lighter in the heart after letting the ideas in this book resonate. Thanks be to God!

            I love it when people who don’t have to; share their success secrets with me. Mr. Beaudine has truly found the essence of our human connectedness and its importance. A Must read!

            The actions we fear, the moments that scare us: they’re the ONLY ones in which we grow and gain… Very cool book. I was/am inspired to continue to be a Lion Chaser. Thanks Mark!

            This is my first Bible that I’ve bought as an adult. I have really enjoyed having it around and referencing it often. I was new to the idea of a Study Bible, and I’m glad Pastor Tim recommended it. It really fills out the scripture and makes the Word easy to enjoy!

            Very inspiring, fun read and covers the gamut of ‘perception change’ as a way to deal with life’s problems… Would Recommend to everyone. I read it in 3 days I think? Good One.

Crucial Conversations: Tools for Talking When Stakes Are High - Kerry Patterson, Joseph Grenny, Ron McMillan & Al Switzler

            This is the most practical book for learning techniques to step up and deal with tough situations between the important people in your life. The STATE Principal is worth the price of the book. I think the mastery of the tools they discuss can take anyone, anywhere in life, they want to go: because, it takes People to make that happen. Dealing with people is the one skill we can all use every day!

            Okay, I really-really wish I would have read this one a few years ago. MUST-READ for anyone to wants to break out of the Rat Race. Chapter after chapter is like Ding, Ding, Ding, Duh!! A new paradigm in understanding serious wealth and how to create it, is explained in simple words and pictures. Even after my whole journey out of debt, jump to self-employment and total immersion in self-discovery… My mind was blown by this book!

I think I may have left out a few odds and ends, but this list pretty accurate…

Now, amazon.com and half.com have been shipping to me regularly lately. Here are the upcoming titles, I can’t wait to dive into…


My December post shined a light on the power of reading, but I left out an important idea. I was speaking about Non-Fiction and instructional/inspirational reads… What we are putting into our minds is what we will become. So… choose your reading carefully. Just because it’s in a book doesn’t mean it’s good for your brain!

Sincerely,








Aaron Nichols
True North Financial Fitness Coaching
785-218-6134

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you're sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!

Thursday, May 5, 2011

Miracle Mind-Gro!








Growing Things is on my mind!

I was blessed this afternoon to have my Grandparents... and I mean "Grand" in the fullest sense of the word, give my backyard garden some Love today! We planted peppers, tomatoes & cucumbers, yum!

Bill and Carol Smell are my Mom's parents. They've been lovingly tending the "garden of me" since before I was born... For all their love and hard work, I've grown wild and unruly at times. Hopefully, lately, I am becoming more of the plant they can be proud of!

Anyway, I love 'em like crazy. I'm also proud that they read this blog every week!

So,  speaking of Growing...

Did you know that what you focus your mind on Grows?

That is right. It is a Universal Law.

Where your mind, Your thoughts, Your focus is...

is where your future is.

What you think about grows.

Is your mind on your debt? Do you think about the "lack of money" to do the things you want to do?

Your debt, Your lack... it's growing!

If your mind is on thankfulness of what you do have... If it's on the awesome potential of your financial future... If it's on the plenty that you've been provided...

Your "what you do have", your "awesome potential" and your "plenty"... is growing!

Make sure you're growing something that you want more of... And if you're not?

Change your mind!

This is really true, really powerful; works in every area of life and really is something that I work on every day.

The more you practice, the better you get, so give it a shot. Think and Grow Rich! (psst, read this book, it is AWESOME!)

Till next week, I'll be thinking powerful thoughts for you!

Sincerely,







Aaron Nichols
True North Financial Fitness Coaching
785-218-6134

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you're sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!