Millionaire at age 26 - Bankrupt shortly after - Now multi-many-times millionaire Dave Ramsey, is very open about his personal history.
Check out any of his material and you will find all about his rise and fall and rise. I am in complete admiration of a man who has taken his struggles and turned them into triumphs and is now changing millions of lives by teaching others the truth about money...
However...
I am NOT like Dave Ramsey.
You see he was into Dale Carnegie and Zig Ziglar at a very young age. He had the drive and the tools and will, then busted his rump to create success in his early twenties. He was always swinging for the fences from the start. In a way, it is no surprise that he was able to create success again, as he did before...
What if that is NOT your (or my) story. What if we haven't been hard-charging game-changing entreprenuers from day one? What if all this "success" stuff and talking about "wealth" is actually something new to us? Do we mentally move his whole philosophy waaay out of our personal reach. "Cause only him and his millionaire buddies actually do that stuff?"
Is it like watching the Olympics and seeing Michael Phelps win eight gold medals? We think that it is an awesome feat and we are in awe, but we never would put ourselves in his speedo, right?
Truth is, there are things to learn here from both Dave and Mike.
No, you do not have to be the very tip-top of financial gurus to have a clue about your own finances. In fact, it is probably much easier to keep track of my few dollars than Dave's many millions.
Also, I don't have to be and do every single thing that Dave does, in order to win with money. By deciding that I was worth the effort, I got serious about my finances. I made a few behavior adjustments, learned some simple techniques and found out that a whole new world of possibilities opened up to me. Finally, I was in control of my money, instead of it being in control of me... and really, really cool stuff has happened since then!
I got to be Me; And be Debt Free... just like Dave :)
Michael Phelps may always be a faster swimmer than me; I wouldn't even think of racing him... but I am sure glad I know how to swim. Thinking of that exercise as only for Olympic Athletes could be life-threatening.
We are all in the pool of finances, whether we like it or not... Some of us can doggie paddle, others have a sweet backstroke, but many are struggling to stay afloat. Learn to improve your swimming on your own, or find someone who is well trained and would love help you.
I am available for financial coaching and advice... but please, don't ask about the swimming lesson thing; it's just a metaphor :)
Aaron Nichols
True North Financial Fitness Coaching
785-218-6134
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